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Health Care For Canadian Entrepreneurs The Most Sensible Option Is A Best Kept Secret

The Shocking Truth is that you will only realize 70% of the value of a traditional health plan.

The reality is that for the small businesses (especially the sole owner type), monthly health benefit plans are designed to yield around 30% in profit for the Providers when it comes to routine health care expenses. On average, for a small business, you will only get out 70% of the premiums you put in – the traditional monthly plans are designed that way. And, if you claim more in one year, your premiums or limitations will normally increase to maintain that 70/30 ratio.

A Health Spending Account is a great alternative for entrepreneurs.

In contrast, a Health Spending Account (HSA) is far more cost effective for these routine health care expenses, without the artificial percentage and coverage limitations imposed by the insurance carriers. For example, most monthly health plans cover 80% for routine cleaning, up to a fixed annual limit per person. HSA’s have no percentage limits imposed – 100% is covered.

Monthly health plans typically cover only certain services. Few monthly plans cover things like glasses, massage therapy, orthotics, contacts, laser eye surgery, etc. A Health Spending Account allow entrepreneurs’ and their dependents to gain access to a full spectrum of health care services.

The final good news is that Revenue Canada (CRA) allows incorporated Canadian businesses to write-off 100% of the costs of a Health Spending Account, and all claim reimbursements to employees (and dependents) are completely tax-free.

Is it any wonder that today the majority of small Canadian incorporated businesses are now looking at a Health Spending Account, as either their primary, or secondary form of health coverage.

The bottom-line is that it is more economical to cover the routine costs, and the broader range of health care services through a Health Spending Account. In these situations, the monthly benefits plans are more restrictive, more costly and far less flexible.

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Treating Insomnia With Music Therapy

What is insomnia? Insomnia is a condition where people have trouble falling asleep, staying asleep or having a restful night sleep. Often times people who suffer from insomnia will turn to sleeping pills to get relief. Sleeping pills is a bad idea, because it will just create more problems.

What is the problem with sleeping pills? Pills are a bad idea because most sleeping pills are addictive, and basically are just a mask to what the real problem is. It also causes problems when you interact with other medications or alcohol, which can be very serious or even deadly. People who are prescribed medication are usually supposed to be on them for a few days to a few weeks only, but because they can be addictive people tend to take them longer. Pills can also cause high blood pressure, dizziness, nausea, confusion. It also can cause bizarre behavior such as sleep walking, sleep binge eating and sleep driving, in which the person will not remember.

Why it is so important to get a good night sleep? Sleep is necessary to maintain good physical and mental health. Sleep helps you to restore your body and mind, to help with memory and learning, also to help you be in a better mood. When you are sleep deprived, your body is more prone to infections, diabetes, high blood pressure and heart disease. Also when you are sleep deprived it can effect your job performance, such as forgetfulness or making mistakes, which can cause you to lose your job. So it is very important to get a good 7-8 hours of sleep if you are an adult, and more than 8 hours if you are younger.

How do you treat insomnia with music therapy? Insomnia is usually caused by your attitude or behavior, if you can change your attitude or behavior this may change your sleep disorder. Your mind plays a big part of all this. That is how music therapy can help. Music therapy uses binaural beats to stimulate your brain to a high level of relaxation, like a meditated state, to help you fall asleep and stay asleep. Binaural beats is music set to certain frequencies to stimulate a certain part of your brain that allows you to get some sleep. When listening to music therapy, use headphones to get the best results. The music is soft relaxing music, that has sounds of nature like waterfalls, birds, the ocean ect. When buying music therapy cds or tapes make sure that it contains binaural beats, because they sell fake ones, that claim to do the same, but do not compare, so be aware. If you have any questions on music therapy or binaural beats see link bellow.

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A Potential Replacement For Chronic Pain Medication Low Level Laser Therapy

People who suffer from daily symptoms of pain tire of taking chronic pain medication cocktails to alleviate their constant suffering. Yet, faced with the choice between feeling the pain and paying for expensive medications, most people reluctantly choose to spend the money for relief. There is however, good evidence to suggest that low level laser light therapy can replace a large portion of peoples dependence on medication.

The current environment in the medical field is one of tension. Doctors willing to go with the newest developments may quickly prescribe, or direct patients to laser therapy, while other traditional practitioners continue to resist these new ways of treating infirmity. Science is on the side of the new developments, and thousands of medical research tests stand to prove the effects of cold laser therapy.

Understandably, if a person had to visit a clinic several times a week to reap the same benefits that he or she could get by taking pills as part of his or her morning routine, it might not be an improvement to switch to laser treatment. The great benefit lies in the reality that laser therapy units can be purchased and used from the comfort of a persons own home.

An initial investment is costly, several thousand dollars at least, but the long-term savings compared to continued prescription medication costs is more so. Moreover, daily use of a light therapy instrument may cure or permanently alleviate the sources of pain in a persons body. Not every person will experience total healing, but the science behind the treatment indicates that many people will, to some degree heal.

Low level laser light therapy is better than chronic pain medications because it, unlike the pills, stimulates bodily tissues to heal and self-repair. In severe cases, people suffering from cancer have used laser treatment to stimulate bone marrow growth, which in turn improved health and vitality leading to some level of recovery and daily vitality. No one claims that this therapeutic treatment is a replacement for all medical advances, but it certainly is a beneficial new development with great promise for its future.

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ADD Supplements, Vitamins & Minerals

Hundreds of different types of supplements can help improve the ability to control symptoms of ADD. ADD supplements mainly consist of concentration, brain or focus themed formulations. These supplements can vary widely in their main active ingredient and can come in many forms and concentrations. The most common ADD supplement is the energy drinks that are abundant on the market. It’s amazing the mass consumption of these on college campuses. Get your ADD supplement when you check out at the grocery store with a quick energy drink.

In most cases, around the world, society wants a one stop, no hassle, quick solution to the symptoms of ADD, ADHD, Stress, Anxiety and depression to name a few. Everyone, from the doctor to the suffer, wants an ADD supplement that works a lot like the medications but without the negative side effects and has a noticeable effect that lasts all day.

Lets be clear, there is no situation in which you introduce, in large quantities, any substance and not have some unintended effects. ADD supplements are no different so choosing the right one for your needs is extremely difficult. Most people who do not have a nutritionist or guide will blindly choose supplements, based upon commercials, bottle color, price or packaging type. This type of healthcare will not help the ADD sufferer over the long term.

ADD supplements at a healthcare store will have different focuses in the formulation. If you find that you are tired and distracted even after a full night sleep, it may not be ADD but instead, for example, your adrenaline levels are not functioning at their optimal levels. Correcting that through supplementation you may find that that one of your ADD symptoms disappears. By tackling one symptom or feeling at a time with different vitamins and minerals you may be able to reduce or remove most symptoms of ADD.

Start by trying a liquid supplement, like a liquid vitamin mix with juice that you can easily take in the morning. Like coffee, it should be something that you can enjoy and look forward to. After that work towards the areas which you still may feel lacking. If you work on the computer all day then taking something to help support eye function is important. Most of your daily energy is used in sight. Have something to take when it’s coffee break time, like a green tea with ginseng to keep you focused.

Remember with ADD supplements the use should be ongoing, the body only really benefits only after weeks of continued use.

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The Benefits Of Medical Alert Systems

Currently federal regulators are considering overhauling 911 emergency services to improve response times and efficiency. However, some individuals with elderly relatives that live alone have opted to take action on their own by purchasing a medical response system.

Medical attention within the first 90 minutes of a heart attack, stroke or a fall enhances the chances of recovery for the victim. With an average response time between 30 to 45 seconds, medical alert systems do their best to ensure emergency personnel arrive on the scene in speedy fashion.

Personal Emergency Response System (PERS): The Basics

Known as senior alarm systems among other names, PERS are devices allowing individuals to receive assistance in the event of an emergency. Medical alarm systems typically consist of two components:

Help Button: A wireless device that can be worn on the body as a pendant or wristband.

Communicator: The base unit of the system. This two-way device plugs into the user’s home telephone line.

In the event of an emergency, users can activate the system by pressing the button on their wireless device. An emergency dispatcher then responds to the call, directly speaking with the user via the two way speakerphone on the communicator. After determining the kind of help needed, the dispatcher has the option calling someone on the user’s emergency call list. This list typically includes up to three people who are available to assist the user if contacted by a dispatcher. In emergency situations or if verbal communications with the user cannot be established, the dispatcher will proceed to immediately contact paramedics.

A Sense of Security

Research shows medical alarm systems provide users and their families with a sense of security. But this sense is more than just a feeling, as one study found medical monitoring systems drastically reduced mortality rates and cut hospital use by nearly 60 percent.

Despite the benefits medical alarm systems provide to older adults, only 16 percent of seniors participating in the study had a PERS in their homes. With baby boomers expected to increase the elderly population to 54 million in 2020, a heightened awareness of the benefits medical alert devices offer could prolong the independence and well-being of many seniors to come.

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How to Maintain Healthy Joints

How to Maintain Healthy Joints*

Joints are where bones, connective tissue and cartilage all come together in your body to promote movement. Your joint support system is responsible for sustaining the area around muscles and bones, where they provide shock absorption and support your internal structure.

There are many ways to encourage healthy joint function, like maintaining a healthy weight and enhancing your diet with well-established joint care supplements like Glucosamine, Chondroitin and MSM.*

As one of the most scientifically studied joint health ingredients available today, Glucosamine is naturally found within the joints, making it the ideal supplement for supporting healthy joints and connective tissue.* Glucosamine comes in two forms, Hydrochloride, and Sulfate, and lubricates the joints to improve mobility and flexibility.* Chondroitin is a naturally occurring nutrient found in connective tissue; in supplement form, it helps revitalize cartilage and support the structural framework of joints.* MSM is a natural form of sulfur, one of the raw materials for collagenwhich plays a key role in promoting healthy connective tissue.* MSM also synergistically enhances the benefits of Glucosamine and Chondroitin to support healthy cartilage.*

Maintaining a healthy weight for your height can help promote healthy joints and comfortable movement, since every extra pound you carry on your frame puts four times the stress on your knees.1

The health of your joints goes hand in hand with enjoying comfortable, easy movement as you age. As of 2006, about 46 million Americans which is nearly 1 in 5 adults have cause for concern when it comes to healthy joint function.2 Additionally, women are more likely than men to have concerns about their joint health; and the likely culprit is wearing high heel shoes. Research shows that wearing shoes with a three-inch heel can put seven times the amount of stress on your joints than shoes with a one-inch heel. 3,4

*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.

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Health Care Facilities and Promotional Products Are A Good Combination

You Can’t Expect People to Just Wander Into Your Office.

The Health Care Industry today is just as competitive as any other business. Patients are becoming more savvy about their health care and have begun making choices on their own. Obviously they aren’t going to be too picky where they go if they are having a heart attack…they’ll let the paramedics decide…but when it comes to routine procedures they may have the option to choose where they go. How will they decide if they are going to choose your office or your competition’s? They will surely pick someplace with which they are familiar. Here is where direct-mail and promotional products come into play.

How Do You Get Their Attention?

It’s human nature to select someone or something because you are comfortable with it, right? That trait begins at infancy. Babies don’t like being held by strangers. Once that ‘stranger’ is around long enough and the baby sees him enough, he ceases being a stranger and the infant doesn’t fuss when he picks him up. It works the same way with adults. If a person is constantly being exposed to a business, whether they drive by it daily or see an advertisement or hear about it from an acquaintance, they begin to feel comfortable enough to patronize it. There have been many studies that confirm that phenomenon.

The Nuts and Bolts

A direct-mail campaign is an ideal way to familiarize hundreds or thousands of people with your facility. An ideal product is a mailer with a promotional refrigerator type magnet attached. The most popular product is called “magna-peel.” Do a Google search for magna-peel and look for a business that provides health care promotional products to see some examples. The recipient peels off the 3.5 X 4 inch magnet from the mailer. The magnet displays the business information as well as a calendar or other handy information. These magnets don’t get tossed in the trash like most conventional paper mailers. Instead they find their way to a prominent spot in the kitchen or workplace, where it is seen on a daily basis. The more people see it…the more comfortable they become with the business, remember?

They Work!

That’s the exact result you want, too. When it comes time for the person to pick a Health Care facility, they’re going to think of your office right away because is has been etched into their minds by the many times they have looked at that product on their refrigerator.

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Robert is currently working for Lewis Promotion, a supplier of quality Health Care advertising and promotional products. Click here to view just a few of the many products available.

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Heart Healthy Diet Nuts

Making nuts the part of daily diet is healthy for heart. Nuts have dull fats plus other vitamins. These are generally not pricey, easy to store plus superior because goodies. People enduring heart connected conditions should replace their less healthy goodies with nuts. This usually enable those to move their meals found on the route of heart healthy diet.

Studies have revealed which people, whom consume nuts because a part of their daily diet, claim which nuts helps with lowering down the low-density lipoprotein (LDL) also termed bad cholesterol in the blood. High LDL is the simple cause of cardiovascular problems./p>

The Food plus Drug Management allows the foodstuff companies to suggest which eating nuts usually minimize the chance of coronary heart conditions. Other connected advantages of eating nuts are

It reduces the chance of developing the clots of blood. These blood clots could cause fetal heart attacks.
It increases the entire health of arteries especially of its linings. Why of the belief of scientists is the dull fat content of nuts. Both polyunsaturated fats plus monounsaturated fats assists in lowering down the amount of bad cholesterol. Some types of nuts are high in Omega-3 greasy acids. Other heart healthy vitamins of nuts include

Fiber
Vitamin E
Arginine Arginine assists by improving the production of nitric oxide. This nitric oxide increases the of walls of arteries. It also makes them less likely to blood clots plus makes it more flexible.

Most of the nuts are healthy. But there are several that are healthier than others. These includes

Walnuts (because it contains the highest amount of omega 3 greasy acids)
Macadamia nuts
Almonds
Pecans
Hazelnuts Remember to not dip these nuts in salt, sugar or chocolate. This dipping usually rob the healthy heart advantages of these nuts.

It is also advised to consume these nuts in moderation. Though they contain many of the healthy fats still they are high in calories. It is far better to eat nuts as an alternative of saturated fats. The current regulations of diet suggest a person must eat around 2 ounces of nuts every day.

It is also recommended which when generating the diet plan incorporating nuts, the amount of meat plus dairy ought to be reduce. Otherwise the nuts will just add up to the total calories plus a fat. It is important to consume nut in moderate amount plus follow the remaining heart healthy diet.
Heart Healthy

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Muscle Building Supplements

Muscle building supplements are very basic. Many people think they should take a lot of diet additives to achieve their goals. This simply is not so. In reality to improve your physique you will need only the basics and a healthy diet. A healthy diet will take care of most of your bodys needs and the supplements will give you the boost you need to achieve your goals faster.

Protein muscle building supplements: there are many protein additives in the market, many of which either do not work or are dangerous to your health. The best one is whey. It is a natural product and will not give you any side effects. It comes in popular flavors and when mixed with milk or yogurt will make a nourishing protein shake. Whey is absorbed into the body at a better rate than other supplements, which makes it more effective.

Vitamins muscle building supplement: a good multivitamin should take care of you. If you are already eating a healthy diet then you will not need a whole lot of vitamins. One multivitamin should be sufficient. Never overdose on vitamins as this can be a strain on your body and will deteriorate your health.

Cretin muscle building supplements: cretin is a very useful additive. It will do several things; will strengthen and increase your tissues, will increase recovery after a strenuous work out, it will decrease lactic acid and mental fatigue. Recent studies have also proved cretin to be good for your overall health. It can even help with Parkinsons disease and also Huntingtons disease. Cretin improves the function of the brain and also heart functions.

Glucosamine muscle building supplement: This helps with the actual body structure of your tissues. Glucosamine helps to reduce pain, plus joint inflammation and also rebuilds damaged connective tissue and cartilage. It is often joined with chondroitin, which helps with good joint movement.

When you exercise do not forget about eating healthy and taking muscle building supplements. All these supplements mentioned here are natural products that will help you get the full nutrition you need to be successful in your goals.

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The Best Way To Learn Medical Spanish

Every year tens of thousands of doctors or medical students land up in Spain speaking countries. Their goal is one, to become a true professional. By dint of sheer hard work, they aim to serve the humanity.

But before embarking on their journey towards excellence in this profession, these doctors or students need to master Spanish language for medical. In other words they need to learn Medical Spanish. After learning the language they can concentrate on their medical career or treat the people in a Spanish speaking country.

In order to master Medical Spanish course, they first need to master the language and here Hispaniola.org will help them out in every possible way. Hispaniola.org enables the student to learn medical Spanish in Dominican Republic, one of the Spanish speaking countries of the world. The students get to learn medical Spanish at Dominican Republic at an affordable cost. Hispaniola.org will provide all necessary arrangements for a prospective student.

Along with the courses, Dominican Republic also offers innumerable opportunities for enjoyment. It is one of the most spectacular countries and its long stretch of blue waters, incredible beaches, where one can leisurely bask the sun. It invites tourists from every nook and corner of the globe and its beaches are famous for globe trotters. If somebody is passionate about windsurfing, Dominican Republic is country one should head for. Long stretches on coastline, a variety of wind conditions and a warm climate make Dominican Republic one of the most sought after places for wind surfing. In fact the beaches are a point of reference for windsurfing enthusiasts, as well as being the stage for regular international competitions. Any time of year is good for windsurfing in Dominican Republic. The country is always a paradise for the tourists from across the globe. Their spectacular landscapes, soothing climate and culture have been mesmerizing people since time immemorial.

After learning medical Spanish, the doctors can serve easily in any Spanish speaking countries of the world. As it is very difficult to treat the patients without knowledge on the local language, many doctors from non-speaking counties cannot offer their services in the Spanish speaking countries. Hispaniola.org offers medical Spanish courses at very affordable prices so that the doctors can communicate with the patients easily or read medical journals in Spanish. After learning medical Spanish, it also becomes easier for the students to take up medical courses in any Spanish speaking countries of the world.